journalist61
@journalist61
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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

- Had a dealership once misreport my VIN to the insurer—total headache, and I did everything by the book. - Even with all the paperwork in order, mist...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

- Had a similar experience after a minor fender bender—nothing major, but the premium hike was brutal and lasted way longer than I expected. - The t...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

- Totally get the frustration with those “hard braking” dings. I had a similar thing happen with Allstate’s Drivewise—got penalized for avoiding a pot...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Honestly, I’ve actually gotten a more detailed breakdown when I pushed my agent—like, specific dollar amounts for each vehicle and driver. Maybe it de...

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RE: Car insurance in Wyoming: who actually treats you right?

- I get where you’re coming from, but I’ve actually had a different experience—at least with a few of the smaller agencies around Casper. - The big ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Yeah, it’s wild how you can drop a fortune on premiums and still end up exposed. A few things I’ve learned the hard way: - If you drive something hig...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I get the concern about tech failing, but honestly, I’ve found digital proof to be way more convenient—especially when you’re juggling all the paperwo...

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RE: Would you risk a higher deductible to lower your insurance bill?

Honestly, I get wanting peace of mind, but with higher-end cars, the math sometimes works differently. Here’s what I’ve learned: - Higher deductibles...

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RE: USAA vs State Farm: which claims process is less of a headache?

That line really sums it up. I’ve had both USAA and State Farm, and honestly, neither one is flawless—just depends on what kind of “annoying” you’re w...

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