josephecho201
@josephecho201
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Topics: 1 / Replies: 20
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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I’ve run into that “random contractor roulette” with insurance roadside too, and it’s honestly a pain. One time, I waited almost three hours for a tow...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Finding Affordable Car Insurance After 65 In Kansas—Anyone Else Struggling? You’re not kidding about those apps. I tried one of those “safe driver” t...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

I get where you’re coming from, but I’ve actually had a claim go through with my regular insurance (not rideshare) and it wasn’t exactly a breeze eith...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, I’ve read those policies front to back and still end up scratching my head. My trick is to grab a highlighter and mark every “exception” or ...

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RE: Do you really need extra insurance for a rental in Montana?

I’ve always wondered about those “loss of use” and “admin fee” charges too. It’s like, you think you’re covered, then suddenly there’s a whole list of...

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RE: Why did my GEICO premium jump so much this year?

I hear you on the loyalty thing—it’s weird how sticking with a company for years doesn’t always mean you get the best deal. I’ve had my car for ages a...

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RE: Classic car insurance and the annual mileage cap—worth it?

That’s honestly the biggest sticking point for me, too. I’ve had classic insurance for a while now, and here’s how I’ve tried to work around that mile...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get what you mean about being upfront, but I’ve actually had better luck NOT mentioning every tiny mod unless it’s something major or safety-related...

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RE: Why California’s minimum car insurance might not be enough

Honestly, I’ve asked myself the same thing after dealing with a fender bender a few years back. The other driver had minimum coverage, and it barely s...

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RE: Confused about Illinois car insurance rules—anyone else?

I get where you’re coming from, but honestly, I don’t think it’s just Illinois. I’ve lived in a couple different states and car insurance always seems...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, this is the part that always trips me up with rideshare insurance—the whole “waiting for a ride” period. I remember when my friend started d...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Why does insurance cost more in Houston than Austin or Dallas? I totally get where you’re coming from. The first time I got my renewal notice after m...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I’ve actually bounced between the big names and a couple of those smaller mutuals over the years—especially when I had my old ‘79 Bronco. Here’s what ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get where you’re coming from, but I’d add a couple more steps to the mix. Over the years, I’ve switched deductibles a few times—sometimes up, someti...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I totally agree with you on the small adjustments making the biggest difference over time. Took one of those defensive driving courses myself a couple...

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