I get the logic, but I’ve always been a little skeptical about full coverage unless the car’s pretty new or you’re still making payments. My last car ...

I get where you’re coming from, but honestly, I’ve always leaned the other way. I’d rather keep my monthly costs down and just risk the higher deducti...

That’s a good point about the “beater” loophole not always working out. I’ve heard stories where folks thought they were saving, but then got hit with...