jhernandez47
jhernandez47
@jhernandez47
Active Member
Joined:
Topics: 0 / Replies: 15
Reply
RE: Do you really need extra insurance for a rental in Montana?

Man, I hear you on the “not a paved road” excuse. It’s like insurance companies have a sixth sense for finding reasons not to pay out. I once rented a...

Reply
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Title: Weighing legal trouble vs. losing trust: which is worse after fraud? Man, you nailed it with that. I mean, you can pay fines, do your time, ...

Reply
RE: stuck between Geico and Progressive in NY, thoughts?

I hear you on the zip tie thing—nothing like seeing your bumper held together with plastic and hoping for the best. I’ve had Progressive for years, bu...

Reply
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Title: Letting friends drive your car in MN: better to add them or rely on permissive use? Honestly, I get the peace of mind thing, but I’ve never ad...

Reply
RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’ve been there—dug through my glove box like I’m on a treasure hunt while the officer waits. Digital is great until your phone decides to u...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

I actually tried calling them about a “processing fee” that popped up out of nowhere. The rep sounded just as confused as I was, which didn’t inspire ...

Reply
RE: is accident forgiveness really worth it in Ohio?

Yeah, accident forgiveness definitely takes the edge off a bit. I mean, I didn't exactly start Tokyo drifting through Columbus traffic either, but kno...

Reply
RE: saving cash on insurance when you're young and broke

Haha, totally feel you on the telematics anxiety. I gave one of those apps a shot because I was desperate to shave a few bucks off my premium. Ended u...

Reply
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Haha, ain't that the truth. Had a similar situation last year when someone rear-ended me at a stoplight—nothing major, just enough to leave my bumper ...

Reply
RE: quick heads-up on Arkansas auto insurance basics

Yeah, good call on tracking mileage—I did the same thing when I switched to hybrid work. Funny enough, my insurer didn't even ask for proof; they just...

Reply
RE: Can Military Folks Really Get Cheaper Insurance Rates?

Haha, sounds about right... insurance ads always promise the moon. Curious though, anyone notice if military discounts vary much by state or is it mos...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

Totally get this. Regular insurers had me jumping through hoops after a fender bender downtown—felt like I needed a law degree just to file a claim. S...

Reply
RE: insurance denied my claim—what would you do?

Been there, done that...insurance companies are the absolute worst. Had a minor fender-bender last winter—icy roads, guy slid right into me at a stop ...

Reply
RE: how bad would insurance spike after a DUI in Idaho?

Haha, I feel your pain... my insurance didn't triple exactly, but it definitely jumped enough to make me wonder if my agent was eyeing a new jet ski o...

Reply
RE: temporary insurance—who do you trust these days?

Had a similar scare last year—thought I was covered, but nope, fine print strikes again. Switched to Pivot Health after that mess, and so far they've ...

Scroll to Top