Makes sense, but I’m curious—has anyone actually tried to negotiate with their insurer over the depreciation amount? I’ve heard mixed things about whe...

Totally agree, especially as someone who's seen premiums spike firsthand. One speeding ticket or minor accident and suddenly that "affordable" high de...

Defensive driving courses are decent, but honestly, the savings can vary a lot depending on your insurer and driving record. I took one last year hopi...

I get what you're saying, but honestly, as someone who's had more than my fair share of fender-benders (oops...), I still lean toward higher deductibl...

Had a similar issue with my Bolt last summer—plugged into a campground outlet thinking it'd be fine. Nope... dash lit up like Christmas, warnings ever...

Totally agree on the appraisal point—insurance companies often default to standard market values, which rarely reflect the true worth of custom or res...

Went through something similar last year after a minor accident. Took your advice about documenting everything—saved screenshots of chat logs, emails,...

Yeah, noticed the same thing. GEICO's been decent for me despite my less-than-perfect record, but does anyone know how forgiving USAA is with high-ris...