jackw56
jackw56
@jackw56
Eminent Member
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Topics: 1 / Replies: 17
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RE: Letting teens borrow your car: add them to insurance or just trust the policy?

Had a similar situation with my nephew a few years back. Figured he’d only use my car for errands, but then he got into a minor scrape in a parking lo...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I totally get where you’re coming from. I remember one time I was pulled over and my phone decided it was the perfect moment to update itself—couldn’t...

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RE: Would you risk a higher deductible to lower your insurance bill?

I used to swear by higher deductibles too, especially when my car was newer and I babied it. But after a couple of “unlucky” years—one hailstorm, one ...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Yeah, that “gap” is a real headache. I remember when my neighbor started driving for Lyft—he thought his regular insurance had him covered the whole t...

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RE: Car insurance in Wyoming: who actually treats you right?

I hear you, but honestly, I’ve only needed that “hands-on help” once in 15 years. When my truck got sideswiped in a parking lot, the claims process wa...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

I’ve always wondered if those apps would survive a week on my commute. Between the potholes and the odd raccoon sprinting across the road, “hard braki...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get what you mean about the smaller companies. I had the same worries, honestly. Had a buddy who went with a lesser-known insurer and his hail damag...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Yeah, I get what you mean about the system lacking heart. Had a similar thing happen with my old Camry—got sideswiped in a parking lot, totally not my...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I get where you’re coming from, but I actually had a different experience with one of those pay-per-mile insurers. Last year, I was driving for a deli...

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RE: Insurance tips for my vintage ride needed

That mice thing hits home for me. Had a ‘72 Cutlass that lived in my parents’ garage for years—barely moved, always covered. Figured it was safe as ca...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

Totally hear you on the fine print and “what if” overload. I used to think roadside was just a gimmick, but after getting stuck with a dead battery in...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

Honestly, I lean more toward worrying about the paint and body than theft at shows. Maybe it’s just me, but I’ve seen way more careless folks brushing...

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RE: is accident forgiveness really worth it in Ohio?

I hear you—insurance always feels like betting against yourself. I skipped accident forgiveness for years, figuring I’d just drive extra careful and p...

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RE: Confused about Illinois car insurance rules—anyone else?

Had something similar happen a few years back. Someone clipped my side mirror while merging into my lane (I was literally just driving straight ahead)...

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RE: little-known ways to snag cheaper insurance in Alaska

Went through something similar with my old Land Cruiser. Classic insurance is great if you've got the patience (and a cozy garage). Another trick: bun...

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