I’ve always wondered if those apps would survive a week on my commute. Between the potholes and the odd raccoon sprinting across the road, “hard braki...

I get what you mean about the smaller companies. I had the same worries, honestly. Had a buddy who went with a lesser-known insurer and his hail damag...

Yeah, I get what you mean about the system lacking heart. Had a similar thing happen with my old Camry—got sideswiped in a parking lot, totally not my...

I get where you’re coming from, but I actually had a different experience with one of those pay-per-mile insurers. Last year, I was driving for a deli...

That mice thing hits home for me. Had a ‘72 Cutlass that lived in my parents’ garage for years—barely moved, always covered. Figured it was safe as ca...

Totally hear you on the fine print and “what if” overload. I used to think roadside was just a gimmick, but after getting stuck with a dead battery in...

Honestly, I lean more toward worrying about the paint and body than theft at shows. Maybe it’s just me, but I’ve seen way more careless folks brushing...

I hear you—insurance always feels like betting against yourself. I skipped accident forgiveness for years, figuring I’d just drive extra careful and p...

Had something similar happen a few years back. Someone clipped my side mirror while merging into my lane (I was literally just driving straight ahead)...

Went through something similar with my old Land Cruiser. Classic insurance is great if you've got the patience (and a cozy garage). Another trick: bun...

Had a similar issue myself with my old Mustang. Thought I'd be clever and bought one of those expensive fitted covers—looked great, felt premium, but ...

I get the appeal of Snapshot, especially when you're tight on cash, but honestly, I couldn't stick with it long-term. Tried it out for about a month, ...