Car insurance discussions and local services.
jackshadow12
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
It’s wild how much the car changes things. When my son started driving, we looked at both options - separate policy vs. adding him to ours - and the difference was night and day. For anything newer than a decade old, mos...
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from, but I actually went the other way and raised my deductible last year. For me, the monthly savings added up over time - maybe not huge each month, but after a couple years it’s real money. ...
RE: Why can’t I use my points AND a coupon at checkout?
I get where you’re coming from. The more bells and whistles these checkout systems get, the more they seem to trip over themselves when it’s time to actually save us a few bucks. I’ve run into the same thing - spent half...
RE: Classic car insurance and the annual mileage cap - worth it?
I hear you on the odometer photos - they’re tedious, but I guess it’s how they keep rates low. Unlimited mileage sounds nice, but honestly, the cost just doesn’t add up for me. I’ve never had an insurer really hassle me ...
RE: Why California’s minimum car insurance might not be enough
It really does feel like a gamble, but after I got rear-ended last year and the other driver had no insurance, I was stuck with way more out-of-pocket than I expected. The monthly jump for extra coverage stings, but hone...
RE: Car insurance in Wyoming: who actually treats you right?
I hear you on the checklist - those little add-ons make a big difference, especially out here where a chipped windshield is almost a rite of passage. I’ve found that some companies will sneak in higher deductibles for gl...
RE: When Does It Make Sense to Drop the “All-In” Coverage?
I’ve done something similar for years. Once my car hit about 10 years old, I dropped comprehensive and collision. The math just didn’t add up anymore. Instead, I started setting aside what I would’ve paid in premiums - t...