That’s a pretty accurate way to put it. But do you think the extra paperwork from USAA actually speeds up the payout in the end? Or is it just bureauc...

I get that. I’ve seen people pay for years and never use it, but then there’s the guy who gets a flat in the middle of nowhere and suddenly it’s worth...

I get where you’re coming from, but I always wonder—how much is that peace of mind actually worth? I see people pay for comp on cars that are barely w...

Yeah, it’s wild how often people just take off after an accident now. I see claims all the time where folks are left holding the bag because the other...

I’ve definitely fallen into the trap of buying extra stuff just to hit some points threshold, then realized later I probably spent more than I saved. ...

I get where you’re coming from—nobody wants a “perk” when their car’s out of commission or they’re waiting on hold forever. I’ve seen people light up ...

Interesting idea about discounted rates, but I'm wondering how that would actually play out in practice. Wouldn't discounted storage still end up bene...

I've wondered the same thing about those cheaper portable starters... seems like a gamble, right? I've seen some mixed reviews—some folks swear by the...

You're definitely right about medical costs—they can skyrocket way faster than most people realize. But I'm curious, did you find anything particularl...

Totally agree silicone tape beats duct tape hands down for quick fixes, but I wonder how reliable even a spare hose would be if you're dealing with an...

Have you guys tried memory foam instead? Gel pads always seemed gimmicky to me—like a temporary fix that doesn’t really hold up. I've done some pretty...

Yeah, you're spot on about classic cars complicating things. From what I've seen, Idaho insurers aren't exactly forgiving either—DUI hits premiums har...

Yeah, mileage discounts can help, but they're usually pretty modest from what I've seen. Have you actually compared quotes with and without the mileag...