Car insurance discussions and local services.
hunterj74
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Topics and replies this member has contributed.
RE: Why did my GEICO premium jump so much this year?
You nailed it with the loyalty thing. I stuck with GEICO for almost a decade thinking it’d pay off, but last year my rate jumped by a couple hundred bucks out of nowhere. No tickets, no claims, nothing. I called them up ...
RE: Do you really need extra insurance for a rental in Montana?
I totally get where you’re coming from. I’ve tried to save a few bucks by skipping the extra insurance before, thinking, “what could go wrong?” Then a deer darted out near Livingston and, well… let’s just say the deducti...
RE: Classic car insurance and the annual mileage cap - worth it?
I get what you’re saying, but I’m honestly still a little wary. My buddy had a different experience - he was only about 300 miles over with his ‘72 Chevelle and when he had a fender bender, the adjuster asked for mileage...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
Had a buddy get pulled over last winter and his phone was dead - couldn’t show insurance, even though he had it. Cop wasn’t having it. Ended up with a ticket he had to fight later. Ever since, I just keep the old paper c...
RE: Confused about Illinois car insurance rules - anyone else?
I totally get the appeal of just sticking with your phone. Way easier than digging through the glovebox for a crumpled piece of paper, especially when it’s freezing and you’re running late. I actually tried going all-dig...
RE: Confused about insurance rules in South Dakota - help me figure this out
I’ve actually been stopped in Meade County and just showed the PDF on my phone - no issues at all. But my cousin swears her friend got hassled for not having a paper copy in some tiny town. Hard to say if it’s just old h...
RE: Confused about insurance rules in South Dakota - help me figure this out
I’m with you on the “just in case” approach. I’ve had my phone die at the worst possible time - once right as I was getting pulled over for a busted taillight. Luckily, I had the paper copy stashed away, so it saved me a...