Car insurance discussions and local services.
hunterhiker836
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RE: Do you really need extra insurance for a rental in Montana?
I totally get where you’re coming from. We did a family trip through Montana last summer, and I’ll admit, I was the guy at the counter waving off the extra coverage. Figured my regular insurance would handle it. Well, ha...
RE: Why did my GEICO premium jump so much this year?
Man, I feel this in my bones. We moved a couple years back - literally just across the main road - and my premium shot up like I’d suddenly started driving with my eyes closed. The kicker? The new place is quieter, less ...
RE: USAA vs State Farm: which claims process is less of a headache?
USAA’s app worked pretty well for me last year when my minivan got rear-ended, but I totally get what you mean about it being a gamble. I tried to do everything through the app - photos, receipts, all that jazz - but it ...
RE: is accident forgiveness really worth it in Ohio?
That’s exactly what I used to do, until my daughter backed our minivan into a mailbox last winter. Nothing major, but enough to file a claim. We had accident forgiveness on our policy, and honestly, it did save us from a...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Honestly, I've had the opposite luck - my insurance roadside actually came through faster than AAA the one time I was stuck with a flat in the middle of nowhere. Maybe I just caught AAA on a bad day, but I remember waiti...
RE: Do you really need extra insurance for a rental in Montana?
Had to laugh at the demolition derby bit - my kids would say that describes my parallel parking. But really, I’ve done the same thing: called my insurance before a trip to double-check what’s covered. One time in Colorad...
RE: little-known ways to snag cheaper insurance in Alaska
Those trackers drove me nuts, too. Tried one out last winter thinking it’d be an easy way to save a few bucks, but every time I tapped the brakes for a caribou or took it slow on a sketchy road, my “score” tanked. Like, ...
RE: Little-known trick with Progressive’s roadside help
That’s interesting, because I’ve actually had the opposite experience with Progressive’s roadside help. I mean, yeah, the fine print is a pain and the 15-mile thing is definitely a gotcha if you’re not paying attention. ...
RE: stuck between Geico and Progressive in NY, thoughts?
Had to laugh reading this because last year, Geico tried to stick me with a Corolla after my Odyssey got rear-ended. I’ve got four kids and a golden retriever - there’s just no way. I ended up sending them photos of my u...
RE: Little-known trick with Progressive’s roadside help
Had a buddy who thought his “stealth” exhaust was under the radar until his Camry got towed after a breakdown. Next thing you know, he’s sending in pics and answering questions about every little thing under the hood. I ...
RE: is accident forgiveness really worth it in Ohio?
Totally get what you mean about the fine print - some of those “perks” sound good until you dig into the details. I’ve been driving around Ohio with a minivan full of kids and groceries for years, and honestly, I’ve neve...
RE: My insurance nightmare in Rhode Island traffic court
Yeah, I totally get the paranoia. I had a cop in Warwick a couple years back who looked at my phone like it was some kind of alien technology when I tried to show him my digital card. He just shook his head and asked for...