That’s exactly it. I had one roadside call where they were there in 20 minutes, and another time I waited almost two hours. The inconsistency makes it...
I get the logic, especially if you’re worried about that “first oops” moment. For me, I did the math and the extra $60 a year just didn’t make sense o...
Yeah, it’s kind of a rude awakening when you realize all those receipts for mods don’t really mean much unless you’ve got that agreed value thing set ...
I get where you’re coming from, but honestly, I think the price-checker sites have gotten a little better about flagging those sneaky fees lately. Not...
Yeah, it really does feel like a game sometimes—like you have to jump through all these hoops just to get what you paid for. I’ve heard of folks getti...
Couldn’t agree more about the receipts. I’ve actually started keeping a folder on my phone just for car stuff—photos of locks, alarms, even the serial...
Yeah, that “unlimited” thing is super misleading. Couldn’t agree more. I almost signed up for Progressive’s roadside thinking it was a free pass to t...
Honestly, I’ve always wondered if anyone’s actually had a claim pay out for a little door ding at a car show. Feels like the deductible would eat up a...
Yeah, those apps definitely don’t account for real-world driving. I tried one and it dinged me for “hard braking” every time someone cut me off on 202...
Yeah, I noticed the same thing when I switched cars last year. Went from a flashy red coupe to a boring gray sedan, and my rates barely changed. Seems...
Totally agree with you on reputation being key. I've noticed sometimes the big guys rely on their brand name rather than actual customer service, whic...
I've actually had some success with this. A couple years back, I had a speeding ticket and a minor fender-bender on my record, so the big insurers wer...
I've had roadside assistance twice, once for a flat tire and another time when my battery died at work. Neither counted as a claim, thankfully. Accide...
Had a similar situation with my cousin about two years ago. He freaked out at first, thinking he'd be paying crazy rates forever. After he did the cla...
Yeah, dealing with SR-22 in Georgia can definitely feel like jumping through hoops. Had to go through it myself a couple years back, and you're right—...