hiking446
@hiking446
Eminent Member
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Topics: 0 / Replies: 22
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RE: Do I really need extra insurance when renting a car in VA?

Can’t count how many times I’ve read the fine print and still felt like I missed something. Last time I rented in VA, I thought my regular auto policy...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I hear you on the zip code thing—it’s wild how a few blocks can make such a difference. I had a similar experience when I moved my old Mustang to a ne...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, I get why folks want the endorsement, but I still think it’s a bit much for how little some of us drive. I hear you, but I just park my cla...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Totally agree about having to dig for those deals. I’ve had the same thing happen with my ‘72 Chevelle—insurance company never mentioned a classic car...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s exactly it. I had a tracker once and it flagged me for “aggressive steering” just dodging a big pothole outside town. Didn’t see any savings, e...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Yeah, that about sums it up. I’ve had to replace more tires and windshield wipers here than anywhere else. Flooding’s brutal on older cars too. I shop...

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RE: Classic car insurance and the annual mileage cap—worth it?

Mileage caps are a double-edged sword, honestly. I get why they exist—keeps premiums down and all that—but it does start to feel restrictive after a w...

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RE: Lowball insurance estimate—worth fighting or just let it go?

I get where you’re coming from—principle matters, especially with high-end cars. But I’ve had to pick my battles, to be honest. Sometimes I wonder if ...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

Yeah, that bugs me too. I always thought “comprehensive” meant I was totally covered, but then I found out it doesn’t include collision. Ever tried to...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I hear you on the tracking apps—never really liked the idea myself. I actually switched to a smaller local insurer here in Kansas that doesn’t use any...

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RE: How do they actually decide when a car is “totaled”?

Yeah, agreed value policies are a whole different ballgame. I went the budget route for years and always got nervous about what would happen if my old...

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RE: Would you stick with your insurer for free coffee or movie tickets?

If I’m honest, I’d probably take the better deal if everything else is equal. Free coffee or movie tickets aren’t a game-changer, but if I’m already h...

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RE: anyone else feel like AAA insurance isn't what it used to be?

That’s exactly why I stick with AAA too. The app’s not great, but I’d rather wait a bit than risk someone messing up my old Chevy. Had a budget tow on...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, those classic car policies are strict, but honestly, I’d rather jump through a few hoops than pay full price for a car that barely leaves the ga...

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RE: My insurance nightmare in Rhode Island traffic court

Insurance is wild, man. It’s like, you can drive a decade without a hiccup, but the minute you slip up—doesn’t matter if it’s a Camry, a Chevelle, or ...

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