Been there myself with State Farm—solid enough, but yeah, premiums do sneak up on you. Had a buddy who switched to Farm Bureau for the savings, and he...

Had a similar thing happen with USAA, actually. When I first signed up, the rates were great—especially since I drive an older classic and don't put m...

I considered telematics too, but honestly, the idea of someone tracking my every move makes me uneasy—especially since I drive a classic. Still, 10-15...

Yeah, raising deductibles can bite you when you least expect it. Had a similar experience myself—thought I'd save a few bucks by bumping mine up, then...

Wish I'd known this earlier... had a deer jump out last fall, and my old dashcam footage was grainy as heck. Insurance still covered it, but clearer v...

Yeah, agreed. I learned this the hard way a few years back—thought I'd just handle a minor scrape privately to keep premiums down. Ended up being way ...

Good point about checking renewals—I've missed those notices a couple times myself and ended up paying more than I expected. One thing I'd add, especi...