Totally get what you mean about the “necessary evil” part. It’s wild how something as basic as making sure you’re covered turns into this weird game o...
Honestly, I think people overestimate how much “peace of mind” is worth. I’d rather keep my cash and take the risk. Insurance companies bank on folks ...
Honestly, I think people kid themselves about how much they’ll actually save for emergencies. I drive 60+ miles a day and, trust me, stuff happens way...
Paper copies are fine, but honestly, who wants to fumble around the glovebox in an emergency? Just screenshot your insurance card and keep it saved of...
Couldn't agree more. Insurance adjusters aren't bad folks, but they're definitely pushed to wrap things up quickly. Had a similar issue a while back—w...
Yeah, I feel you on that one. PIP can be pretty confusing at first—lots of folks think it's like this magical "cover-everything" policy, but it's basi...
This right here is exactly how I approach it. Honestly, people tend to overthink deductibles. It's really just about being realistic with yourself. If...
Yeah, upgrading the policy is probably the smarter move if you're regularly hitting the road. I used to do the temporary mileage bump thing too, think...
Had to use mine once when my EV battery dropped faster than expected on a cold day. Honestly, response time wasn't noticeably different from when I ha...
Gotta disagree a bit here. Sure, roadside assistance isn't something you use daily (hopefully, lol), but when you're stuck on the side of a highway at...
Exactly why I ditched temporary coverage. Had a buddy whose "casual" club drive got labeled as an exhibition—insurance bailed instantly. Specialized p...
Good tips overall, but honestly, getting everything in writing isn't always as bulletproof as it sounds. Had a friend who went through the whole email...
I get your point about luxury cars being pricier to fix, but honestly, I think people put way too much emphasis on the make and model. I've driven eve...
Honestly, insurers aren't exactly famous for transparency. A couple years back, after going accident-free for ages, I randomly noticed my deductible d...