Yeah, that 10% rule sounds about right, but honestly, I still get nervous thinking about dropping comprehensive coverage altogether. A buddy of mine s...

Yeah, Snapshot isn't too bad if you're already careful. I tried it for a bit during a road trip upstate last summer—honestly forgot it was even tracki...

Gotta say, reading through this thread makes me realize how lucky I've been so far. Haven't had to file a claim yet (knock on wood...), but I do keep ...

Totally with you on the OEM parts thing. I switched insurers last summer and saved a decent chunk, but made sure to grill them about repair policies f...

I feel this. When I first got my car, I was super cautious and went with the lowest deductible I could afford. Honestly, just knowing I wouldn't have ...

Haha, been there... nothing like nervously fumbling through crumpled papers while an officer waits. Honestly, digital seems convenient, but signal iss...

I've noticed the same thing with location, honestly. When I moved closer to the coast, my rates jumped quite a bit—guess all that tourist traffic and ...

Yeah, classic cars and temporary insurance is definitely a tricky combo. Last summer I borrowed my uncle's vintage VW camper for a weekend road trip—t...

Yeah, I get what you're saying, but honestly, sometimes those nitpicky details can save you big headaches down the road. A buddy of mine skipped some ...

I totally agree about tackling it head-on. When my cousin got a DUI a couple years back, he tried the whole "wait and see" thing, thinking it'd magica...

Yeah, prepaid cards can be handy, but they're not foolproof either. Last summer, I had one stashed in my backpack for emergencies during a cross-count...

Haha, I feel you on the defensive driving course—I did mine online thinking it'd be easier, but it was basically hours of clicking "next" while zoning...