It’s wild how “safety upgrades” still get you flagged as a risk. I’ve had clients swap out their halogen headlights for LEDs—literally so they could s...

You make some fair points, but from experience, accident forgiveness can sometimes pay off more than you'd think. Had a client last year—great driver,...

Had a client last year who switched from a big insurer to a local one after a similar roadside fiasco. He said the smaller company was way more flexib...

Couldn't agree more about double-checking coverage details yourself. Had a client last year with a high-end Audi who assumed AAA's standard coverage w...

Haha, totally relate to this. Had a client once who was so stressed about Snapshot dinging him for braking too hard that he started coasting through y...

Haha, yeah, this hits home. I've seen it happen way too often. Comprehensive coverage sounds like one of those boring add-ons until you're standing th...

Yeah, that's exactly how most people feel until something actually happens. Had a client last year whose SUV got absolutely hammered by golf-ball-size...

I've worked with both companies quite a bit, and honestly, your experience with Farm Bureau isn't unusual, but it's not universal either. A client of ...

Totally agree on the repair shop point—that can really swing your experience one way or the other. Had a client last year who switched from Progressiv...

Had a similar experience myself—got stranded once with an EV rental on a road trip. Thought I'd be clever and packed one of those solar chargers... ye...

Had a client run into exactly this issue a while back—thought he was fully covered, then got hit with those sneaky loss-of-use charges. Farmers usuall...