gardening_cloud
gardening_cloud
@gardening_cloud
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Topics: 0 / Replies: 18
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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

I get what you’re saying about the fine print, but I actually found a “rideshare endorsement” add-on with my regular insurer that wasn’t too bad. It b...

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RE: Do you really need extra insurance for a rental in Montana?

I hear you on the “maintained” roads—sometimes it feels like they just mean “not a cow path.” I’ve driven through Montana with my family a couple time...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from, but I actually look at it a little differently. We’ve got three kids and a minivan that’s seen better days, but honest...

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RE: How did you feel after your first accident and dealing with insurance?

I totally get what you mean about feeling interrogated. My first claim, I was super nervous too—kept worrying I’d forget some detail or accidentally s...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, I’ve run into this too—tried to stack a coupon with my rewards points at the grocery store, and the cashier just gave me that “the computer says...

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RE: Do you really need extra insurance for a rental in Montana?

Yeah, I hear you on the “loss of use” thing—it feels like a sneaky way for rental companies to squeeze more out of you. I’ve had similar run-ins, and ...

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RE: USAA vs State Farm: which claims process is less of a headache?

Yeah, the USAA app is actually pretty slick for quick stuff. I used it last year when my kiddo turned the garage into a bumper car arena—just snapped ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

That glovebox museum sounds familiar—mine’s a jumble of registration slips, insurance cards, and a few mystery receipts. I’ve always wondered if the p...

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RE: Little-known trick with Progressive’s roadside help

I hear you on the paperwork headache. We had a flat tire fiasco last summer, and I figured, hey, we pay for all this coverage, might as well use it, r...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had that exact debate with my partner last year—whether to keep paying for comp on our old minivan. It’s not worth a ton, but after seeing what hail d...

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RE: Finding decent car insurance in Delaware without losing your mind

I get where you're coming from, but honestly, I’ve had the opposite experience a couple times. The “official” roadside through my insurance was slow, ...

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RE: Deductibles and premiums—what's the real deal?

Yeah, I learned that lesson the hard way last year. We bumped up our deductible to save a bit on premiums, thinking we’d hardly ever need it. Then, ba...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Couldn't agree more on this. I don't have a classic bike, but we do have a family SUV that racks up miles faster than you'd think—soccer practice, wee...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Yeah, those riders can really pay off. I added roadside assistance a while back thinking I'd never use it... then my battery died at the grocery store...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I've been with both State Farm and Farm Bureau at different points, and honestly, it really does come down to the agent you get. Had a claim with Stat...

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