Yeah, I hear you on the “loss of use” thing—it feels like a sneaky way for rental companies to squeeze more out of you. I’ve had similar run-ins, and ...

Yeah, the USAA app is actually pretty slick for quick stuff. I used it last year when my kiddo turned the garage into a bumper car arena—just snapped ...

That glovebox museum sounds familiar—mine’s a jumble of registration slips, insurance cards, and a few mystery receipts. I’ve always wondered if the p...

I hear you on the paperwork headache. We had a flat tire fiasco last summer, and I figured, hey, we pay for all this coverage, might as well use it, r...

Had that exact debate with my partner last year—whether to keep paying for comp on our old minivan. It’s not worth a ton, but after seeing what hail d...

I get where you're coming from, but honestly, I’ve had the opposite experience a couple times. The “official” roadside through my insurance was slow, ...

Yeah, I learned that lesson the hard way last year. We bumped up our deductible to save a bit on premiums, thinking we’d hardly ever need it. Then, ba...

Couldn't agree more on this. I don't have a classic bike, but we do have a family SUV that racks up miles faster than you'd think—soccer practice, wee...

Yeah, those riders can really pay off. I added roadside assistance a while back thinking I'd never use it... then my battery died at the grocery store...

I've been with both State Farm and Farm Bureau at different points, and honestly, it really does come down to the agent you get. Had a claim with Stat...

I've noticed something similar. My brother switched to a smaller insurer after his rates jumped post-accident, and he said the claims process was surp...

I've wondered about this too, and honestly, after looking into it a bit, it seems like accident forgiveness mostly pays off if you're prone to minor m...

I totally hear you on premiums creeping up after these so-called simplifications. A few years back, my insurer introduced some "streamlined" billing s...