gandalfv85
@gandalfv85
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Topics: 0 / Replies: 17
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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that in-between phase is such a headache. I remember stressing over it when I first started driving—like, what if something happens and I’m just...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Yeah, it’s nuts. I’ve asked three different reps and got three different answers about what’s covered when. I just double up with my own rideshare pol...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Honestly, I get the logic, but I’ve seen a friend get burned when his credit card coverage didn’t kick in because he booked through a third-party site...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Honestly, I get where you’re coming from, but I’ve actually stuck with the minimum for years and haven’t run into any major issues. Knock on wood, rig...

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RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from, but honestly, the peace of mind with a lower deductible is worth it for me. Once had a rock crack my windshield halfwa...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Bundling always sounds good until you actually look at the numbers. I tried it once—ended up paying more for a home policy I didn’t even like just to ...

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RE: Why California’s minimum car insurance might not be enough

That’s honestly how I see it too. I used to roll with the minimum when I was younger, but after a buddy of mine got rear-ended and the bills went way ...

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RE: Why does picking a deductible feel like a weird gamble?

Totally get what you mean—picking a deductible really does feel like a weird gamble. I’ve been there, staring at the numbers and wondering if I’m just...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

I get where you’re coming from, but I actually think rental reimbursement is more useful than people give it credit for. My car was in the shop for a ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I get that. I’ve had my phone freeze up right when I needed to show proof of insurance—total panic moment. Does anyone know if South Dakota cops...

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RE: Little-known trick with Progressive’s roadside help

I get where you’re coming from, but I can’t help feeling a bit uneasy about letting privacy slide just because it’s convenient in the moment. I mean, ...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I try to skim those updates, but my eyes glaze over after the first paragraph. I get why folks grumble—insurance feels like a game of “gotch...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

Yeah, that's pretty much it. I’ve had a couple of those “mystery scratches” after shows—never big enough to bother with insurance. I just keep some to...

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RE: is accident forgiveness really worth it in Ohio?

I've been thinking about this too, especially after hearing similar stories. I guess it might depend on the driver—like if you're generally cautious a...

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RE: insurance denied my claim—what would you do?

That's a good point about handwritten logs. I usually rely on digital stuff myself, but now that you mention it, I remember my dad always kept a noteb...

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