gandalfv85
@gandalfv85
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Topics: 0 / Replies: 21
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RE: Do you really need extra insurance for a rental in Montana?

Totally get the wildlife worry—last summer, a deer darted out near Whitefish and I barely missed it. My card covered most stuff, but “loss of use” was...

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RE: Why does my zip code make my car insurance so expensive?

Honestly, I get where you’re coming from, but I’ve seen some folks get decent breaks just by switching providers, even in “bad” zip codes. Sometimes i...

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RE: How picking a “boring” car turned into a wallet win

Honestly, I get where you’re coming from. I used to think a “boring” car would kill my road trip vibes, but it’s actually the opposite. My old Civic (...

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RE: Do you really need extra insurance for a rental in Montana?

I ran into the same thing last summer—thought my credit card had me covered, but turns out they specifically excluded “unpaved roads.” Ended up shelli...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that in-between phase is such a headache. I remember stressing over it when I first started driving—like, what if something happens and I’m just...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Yeah, it’s nuts. I’ve asked three different reps and got three different answers about what’s covered when. I just double up with my own rideshare pol...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Honestly, I get the logic, but I’ve seen a friend get burned when his credit card coverage didn’t kick in because he booked through a third-party site...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Honestly, I get where you’re coming from, but I’ve actually stuck with the minimum for years and haven’t run into any major issues. Knock on wood, rig...

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RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from, but honestly, the peace of mind with a lower deductible is worth it for me. Once had a rock crack my windshield halfwa...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Bundling always sounds good until you actually look at the numbers. I tried it once—ended up paying more for a home policy I didn’t even like just to ...

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RE: Why California’s minimum car insurance might not be enough

That’s honestly how I see it too. I used to roll with the minimum when I was younger, but after a buddy of mine got rear-ended and the bills went way ...

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RE: Why does picking a deductible feel like a weird gamble?

Totally get what you mean—picking a deductible really does feel like a weird gamble. I’ve been there, staring at the numbers and wondering if I’m just...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

I get where you’re coming from, but I actually think rental reimbursement is more useful than people give it credit for. My car was in the shop for a ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I get that. I’ve had my phone freeze up right when I needed to show proof of insurance—total panic moment. Does anyone know if South Dakota cops...

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RE: Little-known trick with Progressive’s roadside help

I get where you’re coming from, but I can’t help feeling a bit uneasy about letting privacy slide just because it’s convenient in the moment. I mean, ...

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