Had a similar scare a while back—someone tried booking flights to Hawaii on my dime. (At least they had good taste in vacations, right?) Took about a ...

Makes sense, but honestly... from what I've seen, not everyone has the discipline to actually put that extra cash aside. I've had clients swear they'd...

Yeah, seen this happen plenty of times. For minor stuff, it's usually smarter to just handle it yourself. But keep in mind, if there's another party i...

Yeah, gap coverage can definitely help, but honestly it's not a magic bullet. I've seen cases where people thought they were fully covered and still e...