- If the car’s value is less than what you’re paying in premiums + deductible, dropping full coverage makes sense. - Age and mileage matter. Once a ca...

- I totally get the anxiety here. Few things make me sweat like the thought of my ‘72 Cutlass in someone else’s hands, even if they’re a good driver. ...

Mileage caps are a weird one, yeah. I’ve always wondered how strict they really are about it—like, is someone actually checking odometers at renewal t...

Honestly, I’ve asked the same thing and usually get a canned answer, too. From what I gather, it’s mostly about “protecting margins”—they don’t want f...

- Gotta say, I’ve actually had a different experience with telematics. Yeah, it’s a little weird at first, but after a few months, I noticed my rates ...

I get where you’re coming from, but I’ve actually had a different experience with classic cars and insurance. A few points: - If you’ve got a collect...

- Totally get where you’re coming from—insurance rules seem random sometimes. - In my experience, they care way more about “safety” mods than cosmet...

Not sure I totally agree with the idea that insurance is always out to trick you. Here’s how I see it from dealing with classic cars: - “Full coverag...

Totally agree with your logic there—been down that road myself. A few things I've learned over the years from insuring my classics: - Deductibles are...

I hear you, but honestly, it depends a lot on your situation and risk tolerance. A few things I've learned from insuring my classic cars: - High dedu...

Good point on maintenance, but insurance is a bit different. Couple ideas from experience: - Shop around yearly; loyalty doesn't always pay. - Conside...