fjoker78
@fjoker78
Eminent Member
Joined:
Topics: 1 / Replies: 24
Reply
RE: Why does insurance cost more in Houston than Austin or Dallas?

Right? I once had a client whose car got dinged in a “secure” garage downtown. Security guy just shrugged and said, “Yeah, the camera’s pointed at the...

Reply
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Full Coverage Isn’t Really “Full” (And That’s Wild) Man, the first time I shopped for insurance, I thought “full coverage” meant I could just drive m...

Reply
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Yeah, it’s wild how UM coverage is supposed to be your safety net, but if you’ve got anything beyond a beater, it’s more like a shoelace holding up yo...

Reply
RE: What to do when the other driver has no insurance

Man, you nailed it—uninsured motorist coverage is like that secret superhero you didn’t know you had. I’ve seen folks skip calling their own insurance...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

I had a guy come into my office last month, totally frazzled, swearing up and down he had his insurance “right here on his phone.” Of course, the poor...

Reply
RE: stuck between Geico and Progressive in NY, thoughts?

Stuck Between Geico And Progressive In NY, Thoughts? That “different flavor of the same headache” line is painfully accurate. I’ve been in the insura...

Reply
RE: What happens if your rideshare app is between trips and you get into an accident?

Man, the “periods” thing is like trying to solve a Rubik’s cube blindfolded. I had this guy once who thought he was covered because his cousin’s frien...

Reply
RE: Getting that student discount on car insurance… not as easy as I thought

Man, those tracking apps are wild. I swear, one time it dinged me for “hard braking” when a squirrel darted out in front of my car—like, what was I su...

Reply
RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, I hear you on the “red tape” part. I used to roll my eyes at all the paperwork too, until I watched a claim get stuck for weeks because someone ...

Reply
RE: Would you stick with your insurer for free coffee or movie tickets?

I once had a client who switched insurers for a “free gym bag” promo—no joke. Six months later, she called me in a panic because her claim was stuck i...

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

You’re not wrong about the “wear and tear” excuse—it’s the oldest trick in the book. I’ve seen more claims get punted into the abyss with that line th...

Reply
RE: Roadside help added to my insurance—totally worth it?

Had a client once who tried to save a few bucks by calling a random tow service off a flyer—let’s just say his “classic” Mustang ended up with a not-s...

Reply
RE: Someone smashed my parked car—deal with insurance or call the cops?

Honestly, I hear you—sometimes it feels like getting a police report for a fender bender is more work than actually fixing the car. I’ve seen folks sp...

Reply
RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Honestly, you nailed it with the “peace of mind” thing. I’ve seen way too many folks get tripped up by those “partial” OEM coverages—like, you think y...

Reply
RE: Finally figured out how to stop worrying about roadside help running out

Had one of those portable starters myself, and yeah, it was a lifesaver... until it wasn't. Funny story—mine decided to quit on me right in the middle...

Page 1 / 2
Scroll to Top