fjoker78
@fjoker78
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Topics: 1 / Replies: 20
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RE: Confused about Illinois car insurance rules—anyone else?

I had a guy come into my office last month, totally frazzled, swearing up and down he had his insurance “right here on his phone.” Of course, the poor...

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RE: stuck between Geico and Progressive in NY, thoughts?

Stuck Between Geico And Progressive In NY, Thoughts? That “different flavor of the same headache” line is painfully accurate. I’ve been in the insura...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Man, the “periods” thing is like trying to solve a Rubik’s cube blindfolded. I had this guy once who thought he was covered because his cousin’s frien...

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RE: Getting that student discount on car insurance… not as easy as I thought

Man, those tracking apps are wild. I swear, one time it dinged me for “hard braking” when a squirrel darted out in front of my car—like, what was I su...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, I hear you on the “red tape” part. I used to roll my eyes at all the paperwork too, until I watched a claim get stuck for weeks because someone ...

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RE: Would you stick with your insurer for free coffee or movie tickets?

I once had a client who switched insurers for a “free gym bag” promo—no joke. Six months later, she called me in a panic because her claim was stuck i...

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RE: Would your insurance hold up if your EV battery suddenly failed?

You’re not wrong about the “wear and tear” excuse—it’s the oldest trick in the book. I’ve seen more claims get punted into the abyss with that line th...

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RE: Roadside help added to my insurance—totally worth it?

Had a client once who tried to save a few bucks by calling a random tow service off a flyer—let’s just say his “classic” Mustang ended up with a not-s...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Honestly, I hear you—sometimes it feels like getting a police report for a fender bender is more work than actually fixing the car. I’ve seen folks sp...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Honestly, you nailed it with the “peace of mind” thing. I’ve seen way too many folks get tripped up by those “partial” OEM coverages—like, you think y...

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RE: Finally figured out how to stop worrying about roadside help running out

Had one of those portable starters myself, and yeah, it was a lifesaver... until it wasn't. Funny story—mine decided to quit on me right in the middle...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Haha, Obi-Wan Kenobi is spot-on—it's funny how those boring videos suddenly become lifesavers. Had a client once who swore the defensive driving instr...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, I totally get the creep-factor with telematics. Funny story—had a client once who installed one of those trackers thinking he'd save big bucks. ...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Haha, classic deer move. Reminds me of the time I was driving back from a friend's cabin late at night—pitch black, middle of nowhere—and suddenly thi...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Had a similar experience myself a couple years back when I borrowed my brother-in-law's camper for a weekend trip. Thought I'd be fine with my regular...

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