I hear you on the “rapid acceleration” thing—those apps can be a bit much. I remember testing one out for a couple months, just to see if it’d make a ...
That’s exactly what I do—learned the hard way after a client got ticketed because their app wouldn’t load in a dead zone. Iowa’s not super forgiving a...
That hits close to home. Years ago, I handled a claim where a guy forged his dad’s signature on an insurance payout. The legal part was rough—fines, p...
Stacking Discounts Is Great, But The Privacy Stuff Is Real I totally get where you’re coming from. I’ve been on both sides of this—shopping for my ow...
Had a guy once who drove a pretty basic sedan, but his policy said “like-for-like” and he expected a luxury SUV as a loaner. He was not thrilled when ...
I get where you’re coming from. I’ve seen claims roll in after a single afternoon storm that just wipes out half a neighborhood—Houston’s flooding is ...
Funny thing, I’ve actually seen both sides of this play out. There was this one insurer that got slapped with a compliance fine—nothing wild, just pap...
I’ve seen a couple of folks in my neighborhood get warnings, but it was always the cars with flat tires or weeds growing up around them. As long as yo...
I get where you’re coming from, but I’ve gotta push back a bit on the roadside thing. I’ve worked with a bunch of different insurance companies, and h...
I’ve run into the same thing, actually—law says digital is fine, but I’ve had a trooper in Custer County just shake his head and ask for the paper any...
I’ve seen both sides of this. Had a guy last winter who only had the digital card, and the trooper was fine with it—just scanned his phone. But I’ve a...
I’ve actually had a trooper in rural PA ask for the paper insurance card once—my phone had no signal, so digital wasn’t an option. He didn’t make a fu...
Good points all around. I've handled a lot of claims where people assumed their basic PIP coverage would be enough, only to find out the hard way that...
Mileage forgiveness is definitely something worth asking about, but from my experience, it's not super common across the board. A few years back, I ha...