I hear you on that. I’ve seen folks regret dropping full coverage after a hailstorm or a deer jumps out at them—suddenly that “old beater” is a real l...
That’s spot on about the battery drain—had a neighbor who left their device plugged in during a two-week vacation, and their car wouldn’t start when t...
I hear you on the “rapid acceleration” thing—those apps can be a bit much. I remember testing one out for a couple months, just to see if it’d make a ...
That’s exactly what I do—learned the hard way after a client got ticketed because their app wouldn’t load in a dead zone. Iowa’s not super forgiving a...
That hits close to home. Years ago, I handled a claim where a guy forged his dad’s signature on an insurance payout. The legal part was rough—fines, p...
Stacking Discounts Is Great, But The Privacy Stuff Is Real I totally get where you’re coming from. I’ve been on both sides of this—shopping for my ow...
Had a guy once who drove a pretty basic sedan, but his policy said “like-for-like” and he expected a luxury SUV as a loaner. He was not thrilled when ...
I get where you’re coming from. I’ve seen claims roll in after a single afternoon storm that just wipes out half a neighborhood—Houston’s flooding is ...
Funny thing, I’ve actually seen both sides of this play out. There was this one insurer that got slapped with a compliance fine—nothing wild, just pap...
I’ve seen a couple of folks in my neighborhood get warnings, but it was always the cars with flat tires or weeds growing up around them. As long as yo...
I get where you’re coming from, but I’ve gotta push back a bit on the roadside thing. I’ve worked with a bunch of different insurance companies, and h...
I’ve run into the same thing, actually—law says digital is fine, but I’ve had a trooper in Custer County just shake his head and ask for the paper any...
I’ve seen both sides of this. Had a guy last winter who only had the digital card, and the trooper was fine with it—just scanned his phone. But I’ve a...
I’ve actually had a trooper in rural PA ask for the paper insurance card once—my phone had no signal, so digital wasn’t an option. He didn’t make a fu...
Good points all around. I've handled a lot of claims where people assumed their basic PIP coverage would be enough, only to find out the hard way that...