Never had any luck getting my rate changed for island quirks, honestly. Last year I got dinged for “hard braking” trying to avoid a wild turkey on the...
Totally get where you’re coming from. I’ve thought about dropping down to liability only a few times, but every time I see someone cut across three la...
Bundling’s been the only thing that’s kept my rates reasonable, too. Tried to get a low-mileage discount for our minivan since it mostly does school r...
Honestly, I’ve found the safe driver discount to be more reliable than bundling, at least for my situation. Bundling didn’t really move the needle for...
Yeah, it really does feel like a hassle sometimes. I’ve tried a few apps that claim to track rewards and coupons, but honestly, they just add another ...
I get where you’re coming from, but I’ve actually run into a snag with just the app before. Once, my phone died right as I needed to show my insurance...
Title: Do you really need extra insurance for a rental in Montana? Yeah, the exclusions are what get you. I’m with you—Montana roads are brutal on wi...
That’s pretty much what I’ve heard too—insurance always comes in low at first. I didn’t want to risk more out of pocket, so I just kept sending them e...
Bundling helped us a bit, but not as much as I’d hoped. The pay-per-mile thing sounded good at first, but with kids and errands, our mileage adds up f...
Yeah, this has been my experience too. Sold our family minivan last year—had a couple aftermarket replacement parts from minor repairs, and no one see...
You're making a solid point about specialty insurers and their attention to detail. When I had my minor accident last year, my regular insurer was mos...
Same here, learned that lesson myself a couple years back. Digital's handy until it's suddenly not...like when my phone overheated and shut down on a ...
Yeah, it's wild. My driving record's spotless (knock on wood), but when we moved closer to downtown, our premium shot up noticeably. Agent said it's a...
I've been there too—went with a higher deductible to save a bit each month. Then my daughter backed into a mailbox (don't ask...) and suddenly that "s...
Had a similar experience last year—app was glitchy, but calling directly got things moving quicker. Makes me wonder, is relying on apps for insurance ...