Car insurance discussions and local services.
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RE: How is ACV not just a fancy way to pay us less?
I get where you’re coming from. I’ve wondered about this myself, especially since I tend to keep my cars for a while and put a lot into keeping them pristine. But then, is replacement coverage really worth it if the actu...
RE: Saving a few bucks on insuring your vintage ride
Funny, I’ve run into the same thing with my old Benz - adjusters act like it’s some priceless artifact just because it’s got a few upgrades. I get the point about classic insurance, but isn’t there a middle ground? I mea...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get what you’re saying, but I always wonder - does the type of car make a difference? Like, I’ve got a pretty pricey coupe, and I’m nervous about handing over the keys even for a one-time thing. If something happens, d...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
That’s exactly how it feels, especially when you’re driving something expensive. I’ve got a Model S and the anxiety about what’s covered (and when) is real. I keep asking myself: if I’m just sitting in a parking lot with...
RE: Lowball insurance estimate - worth fighting or just let it go?
LOWBALL INSURANCE ESTIMATE - WORTH FIGHTING OR JUST LET IT GO? I get where you’re coming from, but I’m honestly torn on this. I’ve got a Panamera and when someone sideswiped me last year, the first estimate from my in...
RE: Little-known trick with Progressive’s roadside help
I totally get where you’re coming from. I’ve got one of those fancy jump packs tucked away in my trunk, but honestly, half the time I forget if it’s charged or not. It’s easy to feel like we “should” be self-sufficient -...
RE: Which is better for SR-22 in ND: local agents or online companies?
Honestly, I’ve wondered the same thing - like, is the peace of mind from a local agent really worth the extra cash? I had a claim once (not SR-22, but still) and my agent handled everything, which was a lifesaver. But ma...