Yeah, I hear you on that. The “basic” policy is fine for a beater or if you’re just looking to stay legal, but once you’ve got something with real val...

I hear you on that. Honestly, digital proof is technically allowed in Iowa, but it’s kind of a toss-up in practice. Some officers are totally fine wit...

Honestly, I hear you on the phone battery thing, but I’ve seen more people get out of a jam with the app than not. Cops around here seem used to folks...

That’s the part that always gets me. You can bounce back from a fine or a warning, but once folks start doubting you, it’s like you’re wearing a scarl...

Yeah, that’s the part that always makes me nervous. I had a guy last year who swore he’d only moved his truck to shovel the driveway, but technically,...

Yeah, that’s a real sticking point. I’ve seen carriers get weird about anything over 25 years old, especially if it’s not a “collector” model. Sometim...

Yeah, I hear you—comprehensive always felt like overkill to me, too, until I had a deer take out my side mirror one night. Didn’t even see it coming. ...

Yeah, those trackers can be a double-edged sword for sure. I tried one out myself last year thinking I'd save some cash—figured I drive pretty safe mo...

Bundling's definitely a solid move, especially up here. Those usage-based apps though... yeah, I'm skeptical too. I mean, imagine getting penalized be...

I get where you're coming from, and I'm glad that smaller insurer worked out for you. But honestly, I've seen it go both ways. AAA might not be the ch...

Yeah, persistence is definitely a big part of it, but honestly, I've seen insurers drop the ball plenty of times too. Had a client last year who got c...

Yeah, I get the appeal of trusting people to manage their own internet use, but honestly, I've seen it go sideways pretty fast. At my last job, they t...

Yeah, you're not wrong there. Insurance companies do tend to hike rates once drivers hit a certain age bracket, even if they're spotless behind the wh...