Car insurance discussions and local services.
echom84
Discussion activity
Topics and replies this member has contributed.
RE: Could renovation supply runs affect a UBI score?
A hardware-store stop or bulky load wouldn’t establish the trip’s purpose by itself. Ask the insurer what the program records and uses: it might track mileage or driving events such as braking and acceleration, but the s...
RE: Bundling insurance with USAA: worth it or just hype?
I hear you on the “bundle and save” thing not always being a slam dunk. I’ve got a camper van that’s seen more dirt roads than pavement, and when I tried to add it to my USAA policy, the rep sounded just as confused as I...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Been there, done that - except it was the Bluegrass Parkway and a flat tire in the rain. My agent actually picked up and walked me through the claim while I sat in my car. Honestly, I’d rather have someone who’s patient ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I totally get wanting to save a few bucks - insurance isn’t cheap, especially if you’re already stretching your budget for adventures. But I gotta admit, after a road trip disaster a couple years back, I’m way more cauti...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Man, those tracking gadgets crack me up - like, I’m just trying to get from point A to B, not star in a sci-fi movie. One time my buddy’s app thought he took a 200-mile detour... while his car was parked at work. Old sch...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, it’s nuts how picky they get. I had a buddy who thought he was covered just waiting for a ping, but his insurer said nope - app was on, so it counted as commercial. He ended up in a mess of paperwork and calls. Alw...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Those rate jumps are wild, right? I moved from Louisville out to a smaller town and suddenly my premium dropped, even though my commute got longer. It’s definitely something with those zip codes and whatever data they us...