I get where you’re coming from. I’ve seen folks get frustrated by those “finance charges” too, especially when everything’s automated now. But from wh...

Honestly, I’ve been in the business for years and I still catch myself double-checking those extras. One time, a client thought she had roadside but i...

Had a client once who thought the same thing—figured he’d save a few bucks and skip the extra coverage on his rental. He was just driving through Boze...

That’s the thing—those little extras can really add up if you’re not careful. I’ve seen folks skip rental coverage thinking they’ll never need it, the...

I’ve seen folks get burned when they can’t find proof of maintenance—especially with older cars. Digital copies are a lifesaver. Ever had an insurer a...

I’ve actually seen a claim get denied over mileage, and it wasn’t pretty. The owner had a ‘72 Chevelle, swore he only took it to shows, but the adjust...

I’ve seen folks get tripped up by the word “comprehensive” more times than I can count—like, it sounds like it covers everything but there’s always fi...

It’s mostly discounts, in my experience, but I have seen a few rare cases where someone’s rate didn’t go down as much as they hoped—or even ticked up ...

Haha, you're definitely not alone in that. A few years ago, I had a client who got rear-ended on a rainy night. She was fine, thankfully, but her phon...

I get the peace of mind angle, especially on road trips. Had a client once who was super cautious normally, but after getting accident forgiveness, he...

From my experience, it's honestly a bit of both. I deal with insurance daily, and while pricier doesn't always mean smoother sailing, I've noticed che...

I totally see your point about running the numbers, and honestly, it's something I've wrestled with myself. A couple years back, I had a client who wa...

Totally feel your pain on that mailbox incident. Had a similar thing happen a couple winters back—just slid into a curb, no other cars involved, nothi...

I get the appeal of bundling, but honestly, I've seen cases where it doesn't always pan out. Had a client once who bundled renter's and auto thinking ...

Haha, that's pretty much spot-on. I've seen it happen plenty of times—insurance companies are quick to tighten things up once they sense they're about...