I’ve seen folks get tripped up by the word “comprehensive” more times than I can count—like, it sounds like it covers everything but there’s always fi...

It’s mostly discounts, in my experience, but I have seen a few rare cases where someone’s rate didn’t go down as much as they hoped—or even ticked up ...

Haha, you're definitely not alone in that. A few years ago, I had a client who got rear-ended on a rainy night. She was fine, thankfully, but her phon...

I get the peace of mind angle, especially on road trips. Had a client once who was super cautious normally, but after getting accident forgiveness, he...

From my experience, it's honestly a bit of both. I deal with insurance daily, and while pricier doesn't always mean smoother sailing, I've noticed che...

I totally see your point about running the numbers, and honestly, it's something I've wrestled with myself. A couple years back, I had a client who wa...

Totally feel your pain on that mailbox incident. Had a similar thing happen a couple winters back—just slid into a curb, no other cars involved, nothi...

I get the appeal of bundling, but honestly, I've seen cases where it doesn't always pan out. Had a client once who bundled renter's and auto thinking ...

Haha, that's pretty much spot-on. I've seen it happen plenty of times—insurance companies are quick to tighten things up once they sense they're about...

Yeah, it's frustrating how even straightforward claims can get complicated. Had a client once whose windshield got cracked by debris on the highway—se...

That's a fair point about smaller insurers. A friend of mine went with a local company after his DUI and SR-22 requirement—said he liked the personal ...

Haha, I totally get that feeling. When I first installed mine, I swear I drove like my grandma for the first week—super cautious, slow braking, gentle...