Car insurance discussions and local services.
drummer47
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Topics and replies this member has contributed.
RE: Does a hybrid schedule qualify for a low-mileage discount?
The key distinction is between a standard low-mileage discount and a pay-per-mile policy. - A **low-mileage discount** usually applies a percentage reduction once annual mileage falls under that company’s threshold. The...
RE: How picking a “boring” car turned into a wallet win
Yep, you nailed it - boring cars are like the camouflage of the parking lot. I’ve seen way fewer claims on minivans than on anything sporty or flashy. Parking under a light isn’t foolproof, but hey, every little bit help...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, the “between trips” phase is where things get weird. Here’s how I usually see it shake out: - App off: Your regular insurance is in play. If you’re like most people, that means “yay, coverage!” but also “boo, excl...
RE: How did you feel after your first accident and dealing with insurance?
- The shoebox method... classic. I’ve had folks hand me everything from grocery receipts to expired gym memberships, just hoping something helps their claim. - Dashcams are a game-changer, no doubt. Used to be rare, now ...