drogue46
drogue46
@drogue46
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Topics: 0 / Replies: 19
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RE: Finally found a decent insurance deal as a newbie driver

Yeah, the black box system can be a real headache. I remember when I first got my current car, the insurer practically insisted on one—even though it’...

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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

I get where you’re coming from—peace of mind is a real thing, especially when you’re just starting out. But honestly, with a 2008 Civic, I’d argue you...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Had a similar experience with my S-Class—broke down late at night, called AAA, and the wait was brutal. Ended up calling my car’s concierge service in...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Tell me about it. I remember when I bought my first “nice” car, I thought I was being smart by reading the whole policy—felt like deciphering ancient ...

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RE: USAA vs State Farm: which claims process is less of a headache?

USAA vs State Farm: which claims process is less of a headache? I’ve had cars with both, and honestly, it’s a toss-up depending on what you drive and...

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RE: Roadside help added to my insurance—totally worth it?

I’ve actually had them flat-out refuse once, but it was a bit of a weird situation. Was driving my Panamera out to a friend’s cabin, middle of nowhere...

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RE: bumped someone's car lightly, no visible damage—should I report?

Had a similar thing happen with my S-Class a while back—barely nudged a Camry in a tight parking spot. We both looked, couldn’t spot a mark, and the o...

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RE: Are those price-checker sites actually reliable?

I hear you on the detective work part. When I was looking for my last car—a used S-Class, which is a whole different beast from your average sedan—tho...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get where you’re coming from. I used to go for higher deductibles to keep my premiums down, but after getting sideswiped in my S-Class, the repair b...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I get where you’re coming from about wanting to see your own data. I tried the telematics route once with my S-Class, and it was a mixed bag—sometimes...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Laminating is solid advice, but just a heads-up: some states and insurance companies actually advise against laminating official cards. I found out th...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Tell me about it... had a similar thing happen with hail a couple years back—my comprehensive covered it thankfully, but the adjuster tried to argue t...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Totally agree with this. A few years back, I had a minor fender bender with my Audi—nothing major, but still stressful. My first agent was super dismi...

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RE: Ever had to deal with car insurance claims in SD? Quick poll

Had a similar experience a couple years back, except mine involved a possum rather than a raccoon. You wouldn't think something that small could crack...

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RE: little-known ways to snag cheaper insurance in Alaska

I ran into something similar with my old BMW. Thought I'd be clever and snag classic insurance to save a few bucks, but nope...they wanted it garaged ...

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