Interesting to hear your experience—I admit I've always been a bit skeptical about defensive driving courses myself. Always seemed like stuff you coul...

I've wondered the same thing myself. From what I've seen, accident forgiveness is usually tied to your current insurer, so once you switch companies, ...

Interesting point about adjusters not caring about cleanliness—I suppose that's true, though I've always wondered if a pristine vehicle subtly influen...

Can confirm from personal experience. A close colleague of mine got hit with a DUI about three years ago, and even though he drives a relatively high-...