Car insurance discussions and local services.
donaldv40
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RE: Do I really need extra insurance when renting a car in VA?
Loss of use actually bit my cousin a few years back - she rear-ended someone in a rental, and the company charged her for every day the car was in the shop, not just the repairs. Her credit card didn’t cover it. It’s not...
RE: What happens if your rideshare app is between trips and you get into an accident?
That’s spot on. I’ve seen folks get tripped up by that “between trips” gray area - one guy thought his regular policy had him covered, but once the adjuster found out he was logged into the app, claim denied. It’s not ju...
RE: Classic car insurance and the annual mileage cap - worth it?
I’ve seen a few folks get caught out by that - sometimes it’s just a handful of miles over, but insurers can be sticklers. I always tell people, if you’re even close to the cap, keep a log or snap a photo of your odomete...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage tracking can definitely get weirdly nitpicky. I had a client once who got flagged for “excessive” mileage in a single day - turns out, it was just a double trip to the airport and back because their flight got ca...
RE: Classic car insurance and the annual mileage cap - worth it?
I’ve seen both sides of this, honestly. Some carriers are pretty chill if you’re just a bit over - like, say you’re capped at 3,000 miles and you end up at 3,200 because you couldn’t resist a couple extra Sunday drives. ...