donaldjackson109
donaldjackson109
@donaldjackson109
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Topics: 0 / Replies: 17
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RE: Cutting my car insurance bill in half—didn’t think it was possible here

That’s honestly a big frustration for a lot of people. I always recommend folks check their policy details every year—sometimes there are optional cov...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, you’re on the right track—being prepared is half the battle. Having the app open before the officer walks up is a small thing that can make ...

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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, you nailed it—tech is awesome until it decides to throw you into some weird infinite loop. I’ve seen more than a few folks get stuck in that...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

It’s wild how many people think “comprehensive” means literally everything except a crash. I get why, though—the name’s kind of a trap. The fine print...

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RE: Do you really need extra insurance for a rental in Montana?

Title: Do you really need extra insurance for a rental in Montana? You nailed it—those “loss of use” fees are where a lot of people get tripped up. I...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, it really does feel like a gamble sometimes. I always tell people to think about what they could actually afford if something did happen—like, c...

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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

That’s honestly the most accurate description I’ve heard. VINs are always in the weirdest spots—half the time I’m convinced they’re hiding them on pur...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s a pretty common reaction to those tracking apps. They’re marketed as a way to save, but for folks who drive in unpredictable conditions (like d...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, it’s a mixed bag. There isn’t one hard-and-fast rule in SD about what’s “proof”—it’s more about what your policy says and how the adjuster i...

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RE: is accident forgiveness really worth it in Ohio?

I’ve seen a lot of folks in Ohio think they’ll never need accident forgiveness until, well, they do. My neighbor thought the same—he was all about avo...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, you nailed it—location and coverage level really shift the numbers. I’ve seen folks get a great deal with just liability, but once you tack on c...

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RE: Insurance renewal hikes caught me off guard

I hear you—those tiny policy tweaks can sneak up on you. I always tell folks, grab a highlighter and mark anything that looks different or confusing. ...

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RE: Confused about Illinois car insurance rules—anyone else?

That’s a pretty common concern, honestly. The law in Illinois does say digital proof of insurance is fine, but I always tell people to keep a paper co...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, the residency verification stuff can get tricky. Insurance companies usually have strict guidelines because residency directly impacts coverage ...

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RE: Confused about Illinois car insurance rules—anyone else?

Insurance can definitely be unpredictable like that. Sometimes insurers factor in subtle things like safety ratings, anti-theft systems, or even the t...

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