donald_thomas
donald_thomas
@donald_thomas
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Topics: 1 / Replies: 16
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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I’ve seen so many folks get tripped up by missing info after a minor accident—totally get why you ditched the camera. I always tell people: ...

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RE: Classic car insurance and the annual mileage cap—worth it?

Yeah, I’ve seen that play out more than once—folks think they’re in the clear, then get tripped up by mileage at claim time. It’s tempting to squeeze ...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Had a guy last month who swore he’d never need glass coverage—said he’d just “deal with it if it happens.” Fast forward, he’s on the H-3, big truck ki...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

I hear you on the peace of mind thing—sometimes it feels like you’re just throwing money at “what ifs.” But honestly, after seeing what happens behind...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Had my rates drop once, but it was after moving from a downtown area to a suburb, and even then it felt like a fluke. Honestly, the “local risk factor...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get where you’re coming from. I’ve seen folks get tripped up by those mileage caps more than once—one guy I worked with ended up paying out of pocke...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I get where you’re coming from, but honestly, sometimes it feels like we’re asking for way too much. I’ve seen people get tripped up over missing a $1...

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RE: Would you stick with your insurer for free coffee or movie tickets?

I’ve seen a lot of folks get burned chasing those perks. Had a claim last winter where the customer was promised “priority” roadside help—ended up wai...

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RE: stuck between Geico and Progressive in NY, thoughts?

Had a similar run-in with Progressive after a fender bender in Queens. Claims went through quick, but they also defaulted to aftermarket parts—guess t...

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RE: Confused about insurance rules in South Dakota—help me figure this out

South Dakota definitely accepts digital insurance cards officially, but honestly... I'd still keep a paper backup handy. I once had my phone randomly ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I've switched to digital insurance cards myself, but honestly, I still keep a backup paper copy tucked away. Phones die or freeze at the worst moments...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Couldn't agree more. Had a claim last year—a tree fell during a storm, clipped the garage and took out part of the fence. The app was handy for upload...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

True, shopping around can help sometimes. But from experience, insurers do keep track. I had a friend who switched after an accident and got a better ...

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RE: how bad would insurance spike after a DUI in Idaho?

Had a friend go through something similar a couple years back. He thought he'd found a great deal after his DUI, but turns out the lower premium came ...

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RE: saving cash on insurance when you're young and broke

I learned this lesson the hard way too, unfortunately. Back in college, I was scraping by and figured liability-only was the obvious choice. It worked...

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