Had a similar run-in with Progressive after a fender bender in Queens. Claims went through quick, but they also defaulted to aftermarket parts—guess t...

South Dakota definitely accepts digital insurance cards officially, but honestly... I'd still keep a paper backup handy. I once had my phone randomly ...

I've switched to digital insurance cards myself, but honestly, I still keep a backup paper copy tucked away. Phones die or freeze at the worst moments...

Couldn't agree more. Had a claim last year—a tree fell during a storm, clipped the garage and took out part of the fence. The app was handy for upload...

True, shopping around can help sometimes. But from experience, insurers do keep track. I had a friend who switched after an accident and got a better ...

Had a friend go through something similar a couple years back. He thought he'd found a great deal after his DUI, but turns out the lower premium came ...

I learned this lesson the hard way too, unfortunately. Back in college, I was scraping by and figured liability-only was the obvious choice. It worked...

Yeah, three years can feel like a lifetime when you're stuck paying those higher premiums. I remember when I got dinged after a minor fender-bender (t...