Car insurance discussions and local services.
donald_harris
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Topics and replies this member has contributed.
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Couldn’t agree more on this. My cousin tried the “just trust the policy” approach with his daughter, and when she had a fender bender, the insurance company gave him a real headache. They eventually covered it, but only ...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Best Ways To Snag Insurance Discounts In Alaska: Driving Record Vs. Bundling? That “loyalty discount” thing gets me too. I stuck with the same company for almost a decade thinking I was getting rewarded, but when I fina...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Yeah, the legal stuff just lingers, doesn’t it? I loaned my car to a friend once - he got a parking ticket, tossed it, and months later I’m getting threatening letters about unpaid fines. Took ages to sort out, and it wa...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I’ve actually spent way too much time digging into this after a buddy of mine got sideswiped while waiting for a ping with the Lyft app on. He thought he was good because he had “full coverage” too, but his regular insur...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I had the same worries about the tracker, especially since my last car got broken into and it made me hyper-aware of who knows what about my driving. I tried Metromile for a while - honestly, the data collection felt a b...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I hear you on the fine print - when I was shopping around, I noticed some of those “discounts” disappear fast if you drive at night or in certain neighborhoods. I drive mostly for errands and work from home, so I figured...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
That’s pretty much been my experience too - bundling helped, but it took a lot more legwork than I expected. I remember thinking the “bundle and save” ads made it sound automatic, but nope, had to call and double-check e...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
That’s a tough call. I’ve seen firsthand how a single rumor can shadow someone for years, even after they’ve done everything right. Legal stuff at least has paperwork and deadlines - trust is way more slippery. Sometimes...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I hear you on the unpredictability of insurance roadside. Last winter, I had a flat in the middle of nowhere and figured my insurance roadside would be a lifesaver. Instead, I spent half an hour just explaining where I w...
RE: Do you really need extra insurance for a rental in Montana?
I get where you're coming from - digging through those benefit guides is a headache, but it does help spot the weird exceptions. I’ve had similar luck relying on my card, though once in Colorado, a rogue hailstorm had me...
RE: Car insurance in Wyoming: who actually treats you right?
Had a similar run-in with the “do you really need OEM?” question after a deer hit my front end last fall. The adjuster tried to convince me aftermarket was “just as good,” but I did my homework - turns out, some of those...
RE: Why does picking a deductible feel like a weird gamble?
Yeah, it’s wild how it feels like you’re daring fate every time you pick a higher deductible. I went with a $1,000 one last year thinking I’d never need it - then a rogue shopping cart nailed my bumper. Ended up paying a...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Had a similar run-in last year. My neighbor’s old minivan sat on the curb for months, tires flat, windows fogged up...nobody blinked. I put a cover on my ‘72 Datsun for a week and got a warning sticker. Feels like the ru...
RE: stuck between Geico and Progressive in NY, thoughts?
That’s been my experience too - location and timing make all the difference. Last winter, I slid into a snowbank outside Rochester and Progressive’s roadside app kept glitching, but when I called, the dispatcher was supe...