dobbydrummer
@dobbydrummer
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Topics: 0 / Replies: 23
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RE: Getting caught without car insurance in Iowa is no joke

I get where you’re coming from, but honestly, I think the digital route is still worth it for most people. Paper cards get lost or outdated way too ea...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

You’re not wrong—those “family discounts” often feel like a marketing trick. I ran the numbers when my niece got her license, and honestly, the so-cal...

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RE: Finding decent car insurance deals on the islands—my step-by-step

That coconut story is wild, but honestly, “wear and tear” for a falling coconut? That’s just insurance mental gymnastics. I’ve heard of similar nonsen...

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RE: Finding decent car insurance in Delaware without losing your mind

It’s wild how much your zip code can swing your rate, even if you’re a model driver. I’ve run the numbers a few times and, honestly, Delaware just isn...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

This is so true—I was guilty of this for years. Had full comp/collision on my 2008 Corolla way past the point where it made sense. Basically paid more...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I get the temptation, but moving just for insurance savings feels like trading one set of headaches for another. Sure, rates in Houston are ...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

I get where you’re coming from, but honestly, I think the “peace of mind” surcharge adds up fast. If you read the fine print (yeah, it’s a pain), most...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but honestly, I think the rental companies bank on people’s fear to sell those pricey policies. The credit card covera...

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RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from, but I think it’s a bit more nuanced. Sure, if you’ve got enough in savings to cover a big repair or accident, a higher...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Couldn’t agree more with the “paranoia is just good planning” bit. I’ve seen people try to save a few bucks by relying on permissive use, only to get ...

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RE: little-known ways to snag cheaper insurance in Alaska

That’s such a good point. I’ve run the numbers on this before—moving just for insurance savings rarely pencils out unless you’re already planning to r...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I’ve actually regretted *not* going with the cheapest option a couple times. Paid more thinking I’d get better service, but the results weren’t any di...

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RE: Insurance paid way less than what it cost me to replace my roof

Title: Insurance paid way less than what it cost me to replace my roof Yeah, the “interpretation” factor drives me nuts. I went through something sim...

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RE: Confused about Illinois car insurance rules—anyone else?

I’ve wondered about this too, especially since rental companies seem to assume everyone’s on the same page about insurance. I’ve rented in Illinois a ...

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RE: Little-known trick with Progressive’s roadside help

I actually dug into the fine print after a weird experience with a tow last year. Turns out, Progressive contracts out to local providers, and those f...

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