Car insurance discussions and local services.
diyer479561
Discussion activity
Topics and replies this member has contributed.
RE: How bad does a DUI mess up car insurance in Michigan?
Yeah, I’ve noticed the same thing - smaller insurers don’t seem any more forgiving, especially after a DUI. If anything, they’re quicker to say no or jack up the rates. Here’s how it played out for me: first year after t...
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from, but I always wonder about those “what if” scenarios. Like, I drive a ton for work - probably more than most people - and even though I’m careful, the odds just feel higher that something r...
RE: Do you really need extra insurance for a rental in Montana?
Yeah, those exclusions are sneaky. I always thought my credit card had me covered until I read the fine print and realized “wildlife collisions” weren’t included. If you’re planning any gravel roads or late-night drives,...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I’ve always wondered about that “occasional” gray area too. My cousin borrowed my car for a week while hers was in the shop, and I remember sweating bullets the whole time just in case something happened. It’s wild how m...