Totally feel your pain on that one. When I got my first luxury car, I figured the premium insurance meant premium service—wrong again. Had a small scr...

Same thing happened to me a couple years back. I hadn't even driven my car much that year—mostly just weekend cruises—but my premium still went up. Wh...

Interesting points, but I have to say, as someone who drives a luxury car, those perks from the higher-end insurers aren't always just fluff. A couple...

Had a different experience when I tried Hagerty for my Benz last year—super friendly folks, but they weren't thrilled about the SR-22. Ended up sticki...

Haha, that's the truth. Reminds me of when a tree branch fell on my garage last summer—thankfully missed the car (whew). At first, insurance tried to ...

I've actually had pretty good luck with a smaller regional insurer here in Delaware. A couple years back, someone rear-ended my Audi at a stoplight—no...

Totally agree about the local agent thing—makes a huge difference. A few years back, I had a minor fender-bender in my Audi (nothing major, just a scr...

Totally get what you're saying about breathable covers. Had a similar experience myself a couple years back with my '72 Jag. Thought I was doing the r...

Yeah, I get what you mean...when mine dropped last year, I was sure there had to be a catch. Reminded me of when the dealership threw in free oil chan...