That sounds about right—my experience was weirdly similar, except it was with Allstate. My old Civic got rear-ended, and I swear it felt like I was pl...

I used to roll my eyes at the idea of paying extra for something I might never use, but after my neighbor’s car got sideswiped and the other driver ju...

I hear you on the “park far away” strategy—I’ve done the same, but somehow there’s always that one person who decides your car needs a neighbor. I tri...

Honestly, I've wondered the same thing myself. When I first got mine appraised, I went all out—every little upgrade documented. But after swapping out...

Haha, been there myself. Back when I first got my Civic, I figured liability-only was plenty—until a deer decided to remodel my front bumper. Learned ...