diver35
diver35
@diver35
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Topics: 1 / Replies: 14
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RE: Is it worth paying extra for full car coverage in VA?

Is It Worth Paying Extra For Full Car Coverage In VA? I wrestle with this every year when my renewal comes up. Here’s how I break it down: First, che...

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RE: How bad does a DUI mess up car insurance in Michigan?

It’s honestly kind of nuts how they lump everything together, no matter what you drive or how often. I had a beater Civic for work and a project car t...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Honestly, I’ve bounced between both—big chains and the local guys. The tech perks are nice until you’re stuck on hold for an hour because your claim g...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

We tried the separate policy route for our son when he got his license, thinking it’d be cheaper since his car was old and not worth much. Turns out, ...

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RE: Finally figured out how not to overpay for insurance

Couldn’t agree more with this, even though I sometimes wonder if I’m just paying for peace of mind and not much else. I used to chase the lowest premi...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

I hear you—having backup can be a lifesaver, especially with an older ride like that Cougar. I’m a bit more on the fence, though. Here’s how I look at...

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RE: Little-known trick with Progressive’s roadside help

Honestly, I had the same worry crop up last winter. I’m all for apps, but after my phone froze up (literally and figuratively) in the middle of nowher...

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RE: How do they actually decide when a car is “totaled”?

I tried the agreed value thing once with my old Bronco. It wasn’t as simple as I thought—lots of photos, appraisals, and back-and-forth. They did hono...

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RE: Insurance tips for my vintage ride needed

I get where you’re coming from, but honestly, I’ve had a claim where I didn’t have every single receipt—just good before/after pics and a spreadsheet ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I get the urge to keep a paper copy, but I’ve actually stopped doing that. My insurance app has never failed me (yet), and I figure if my ph...

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RE: Are those price-checker sites actually reliable?

I've had mixed luck with those apps too. They're handy, sure, but relying solely on them... eh, not the best idea. Here's what I've learned from a lot...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I get what you're saying, but I'd be careful assuming rate hikes are purely about frequency or severity. Sometimes insurance companies factor in broad...

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RE: plug-in trackers or just stick with app tracking?

Yeah, plug-ins do tap directly into the car’s data, which sounds more accurate in theory... but I've had my share of weird experiences with them too. ...

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RE: stuck without wheels—what do you do when your car's in the shop?

Good tip, but I'd double-check the fine print first. Last time my car was in the shop, I thought I was covered too—turns out my policy only kicked in ...

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