I get what you're saying, but I'd be careful assuming rate hikes are purely about frequency or severity. Sometimes insurance companies factor in broad...

Yeah, plug-ins do tap directly into the car’s data, which sounds more accurate in theory... but I've had my share of weird experiences with them too. ...

Good tip, but I'd double-check the fine print first. Last time my car was in the shop, I thought I was covered too—turns out my policy only kicked in ...