dev_echo
dev_echo
@dev_echo
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Topics: 0 / Replies: 12
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RE: Why does picking a deductible feel like a weird gamble?

Yeah, picking a deductible is like playing financial roulette. I always think, “How unlucky am I feeling this year?” Went with a higher one once to sa...

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RE: Would you risk a higher deductible to lower your insurance bill?

Tried the high deductible route once, thinking I was being clever. Two months later, a rogue shopping cart introduced itself to my car door. Ended up ...

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RE: Car insurance in Wyoming: who actually treats you right?

That’s the truth. I swear, half my glove box is just folders now—insurance docs, oil change receipts, even a sticky note with my agent’s number. Not g...

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RE: Bundling insurance with USAA: worth it or just hype?

Yeah, I get that vibe too. I mean, I’ve bundled before and honestly, the only “perk” was one less password to forget. The savings weren’t mind-blowing...

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RE: Do you really need extra insurance for a rental in Montana?

Title: Do you really need extra insurance for a rental in Montana? I get you on the rental desk drama—those folks could sell sand in a desert. Last t...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Title: Weighing legal trouble vs. losing trust: which is worse after fraud? Honestly, I feel this in my wallet every renewal season. It’s like, you...

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RE: How I managed to stack discounts for military student drivers

Honestly, my glovebox is like a time capsule too—if anyone ever needs a 2015 emissions test receipt, I’m your guy. I tried going digital with everythi...

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RE: Classic car insurance and the annual mileage cap—worth it?

From what I’ve seen, it’s mostly at claim time when they really care, but I’ve had one company ask for a photo of my odometer at renewal. Felt like I ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Honestly, I get the urge to grill the agent about every tiny detail, but sometimes I just go with my gut and pick a quote that looks fair. Too much di...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

Had the same “it’ll never happen to me” attitude until I got rear-ended and ended up with a bill for a neck brace that apparently wasn’t “medically ne...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I kinda get what you’re saying about garage parking, but for me, it actually helped a bit—maybe not enough to brag about, but hey, every dol...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, digital proof is handy until your phone decides to take a dive into a puddle... speaking from experience here. Last winter, my phone slipped rig...

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