I kinda get the logic behind just going with the minimum, especially if your car isn’t worth much or you barely drive. Like, my old Civic was already ...

I’ve had them override it a couple times, but honestly, it felt like the cashier was just as surprised as I was that it worked. Most of the time, they...

Yeah, I get the urge to document everything, but honestly, I’ve never had an adjuster care about the little stuff either. I just keep pics of the big ...

Not sure I’m totally sold on Medigap being the no-brainer, honestly. It’s great if you travel a lot, but the premiums are no joke, and sometimes I won...

I hear you—free coffee sounds great until you’re stranded in the rain waiting for a tow that never shows. My last insurer hyped up their “exclusive” m...

Yeah, that's the thing—I've noticed local agents can be just as cagey as the big companies, if not more sometimes. Had one tell me “occasional” meant ...

Yeah, sometimes it feels like they're just driving by at 30 mph, barely looking. Had a buddy whose vintage VW bus got flagged as "junk"—the thing ran ...

Haha, been there with the battery scare myself—spent half a day convinced my alternator was toast, turned out it was just a corroded terminal. Felt pr...

Yeah, I've definitely had similar thoughts about AAA. I've been using them for years, mostly because of habit and convenience, but it's true that the ...

Yeah, insurers can be sneaky about that stuff. I've heard similar stories from rideshare drivers—apparently some companies even check your app usage a...

Yeah, I've been there. Had an old Subaru that was pushing 14 years and still had full coverage on it. Then one day I did the math and realized I was p...