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Would you stick with your insurer for free coffee or movie tickets?

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Posts: 10
(@drummer448611)
Active Member
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The rest is just window dressing.

Exactly. I mean, free coffee is nice, but it doesn’t help when you’re stranded on the side of the highway at 2am. I’d rather save $100 on my premium than get a $10 movie ticket, any day.


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Posts: 12
(@rachelsmith943)
Active Member
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I’d rather save $100 on my premium than get a $10 movie ticket, any day.

Right? I don’t need my insurance company to be my barista or cruise director. Give me the cash savings and maybe a tow truck that actually shows up when I call. Free coffee’s not gonna fix a flat tire.


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Posts: 20
(@eric_parker)
Eminent Member
Joined:

I’m with you—give me the lower premium every time. I don’t care about free coffee or movie tickets, just want my insurance to actually work when I need it. Last time I had a flat, the “perks” didn’t help at all.


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Posts: 11
(@toby_hernandez)
Active Member
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I totally get what you mean—those little perks are nice on paper, but when you’re stuck on the side of the road, a free latte’s not going to change the game. Out of curiosity, did your insurer’s roadside help not come through, or was it just not included with your plan? Sometimes the “extras” can distract from what actually matters: solid coverage and quick claims. I’ve seen folks get wowed by freebies and then end up frustrated when they need real support. At the end of the day, I’d rather see people pay for what actually helps when things go sideways.


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Posts: 20
(@design358)
Eminent Member
Joined:

I hear you—free coffee sounds great until you’re stranded in the rain waiting for a tow that never shows. My last insurer hyped up their “exclusive” movie ticket deals but when my battery died on a road trip, roadside assistance took three hours. I’d swap all the freebies for someone who actually picks up the phone when you call. Perks are cool, but not if the basics aren’t there, you know?


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