I get where you’re coming from, but I’m honestly not convinced all this tech is actually making things better for the average driver or business fleet...
Bundling’s never saved me much, honestly—maybe a few bucks, but nothing to write home about. I’m more skeptical about telematics, though. My buddy tri...
Honestly, I’ve been burned by just clicking “renew” out of habit, then realizing a month later I’m paying $300 more a year for basically nothing new. ...
SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? That “decent” quote is usually just the bait to get you hooked, then you find out about all the stu...
Yeah, bundling barely made any difference for me either. When my brother got a DUI, his insurance basically doubled overnight. Ended up switching comp...
Totally agree with this. Had an old family wagon insured for years, and tweaking deductibles was a lifesaver. Just don't go too high—one fender bender...
Yeah, classic car insurance is a whole different beast. Honestly, even regular family car policies can get messy fast if someone else drives your vehi...
Yeah, insurers can be weirdly picky about this stuff. When my wife had her accident, the insurance company insisted on talking directly to her supervi...
Had a similar run-in last year when some genius backed into my bumper at the grocery store. Insurance tried to label it "minor cosmetic damage," claim...
You're spot on about finding that balance between patience and pushing back. Honestly, insurers will drag their feet if you let them—it's in their int...
Honestly, insurance companies bank on people not pushing back. Had a fender-bender last year—family SUV, nothing flashy—and they lowballed me hard. St...
Gotta second this. I'm in Brooklyn and street parking is basically bumper cars around here—had a minor scrape last year and Progressive barely raised ...
Your point about coverage gaps is spot on. I initially went for the cheapest online quote, thinking I'd scored big, but when I sat down with the agent...
Gotta say, if State Farm's been solid for you, why mess with a good thing? I've had Allstate before, and while they're not terrible, the whole "top-no...