Car insurance discussions and local services.
dennisgardener
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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
You're spot on about finding that balance between patience and pushing back. Honestly, insurers will drag their feet if you let them - it's in their interest to delay payouts. When my wife had her fender-bender, we waite...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, insurance companies bank on people not pushing back. Had a fender-bender last year - family SUV, nothing flashy - and they lowballed me hard. Stood my ground, pointed out comparable repairs, and suddenly their ...
RE: stuck between Geico and Progressive in NY, thoughts?
Gotta second this. I'm in Brooklyn and street parking is basically bumper cars around here - had a minor scrape last year and Progressive barely raised my rate. Geico's initial quote was lower, sure, but they tend to spi...
RE: Finding the best deal on farmers insurance - my quick method
Your point about coverage gaps is spot on. I initially went for the cheapest online quote, thinking I'd scored big, but when I sat down with the agent, she pointed out some pretty glaring holes in my liability coverage. ...
RE: stuck between State Farm and Allstate in KY - thoughts?
Gotta say, if State Farm's been solid for you, why mess with a good thing? I've had Allstate before, and while they're not terrible, the whole "top-notch" customer service thing felt pretty hit or miss to me. Had one cla...