- Totally agree, loyalty discounts are mostly smoke and mirrors... been commuting daily for years, and every time I check around, someone else offers ...

- Totally feel your pain...had a similar thing happen last month—barely grazed a parked Audi, no visible damage, but the guy flipped out over his sens...

Haha, insurance logic is basically an oxymoron at this point. My neighborhood isn't even that sketchy, but apparently the insurers think otherwise—may...