Honestly, I’m with you—my car’s worth about as much as a month of insurance anyway. I’d rather risk a rate hike than pay extra for forgiveness I’ll pr...

Yeah, “full coverage” is basically insurance-speak for “we’ll cover some stuff, but not the stuff you actually need.” I learned the hard way when a ro...

I hear you on the “wear and tear” excuse, but I think there’s a bit of a gray area with batteries. Here’s what I’ve picked up from my own adventures i...

- Totally get the “trust but verify” thing. Couldn’t agree more—last thing I want is my license hanging by a thread because someone fat-fingered my a...

I get the appeal of the defensive driving course—beats having Big Brother track every lane change, right? But I’ll admit, I’m a little more on the “le...

Honestly, those portable chargers remind me of my phone's power bank—sounds great in theory, but when you really need it, it's barely enough to keep y...

- Defensive driving discounts definitely vary—my insurer barely gave me enough to cover a pizza night, lol. - Switching insurers isn't rocket science,...

Funny you mention meteors—I haven't had anything quite that dramatic, but I did have a friend whose parked car got absolutely wrecked by a falling tre...

- Totally agree, loyalty discounts are mostly smoke and mirrors... been commuting daily for years, and every time I check around, someone else offers ...

- Totally feel your pain...had a similar thing happen last month—barely grazed a parked Audi, no visible damage, but the guy flipped out over his sens...

Haha, insurance logic is basically an oxymoron at this point. My neighborhood isn't even that sketchy, but apparently the insurers think otherwise—may...